Looking To Release Equity From Own Home To Invest
Some self-employed clients (builders) were referred to us via a networking group full of property investors. They were looking to release equity from their own home to invest so they would have a buffer for their business due to their ‘lumpy’ and inconsistent cash flow. Along with this, they would structure their application whereby the […]
Self-employed Clients Contacted Us To Review Their Lending
Some existing self-employed clients contacted us to review their lending which included a specialist loan and a commercial facility used to house their business. These clients were of the understanding that they would always be considered ‘out of the box’ due to their income type, lack of financials and their chequered past which resulted in […]
Substantial Personal Debt Such As Credit Cards & Personal Loans
In this case, both husband and wife had built up substantial personal debt such as credit cards, personal loans and so forth, along with an existing mortgage that had been held with a major bank for some time. They came to us hoping they might be able to refinance their loan to a cheaper interest […]
Looking To Purchase A New Principal Place Of Residence
This was a married couple, aged in their 60’s looking to purchase a new Principal Place of Residence (PPR) property whilst selling their existing PPR. These customers had approached “Aussie” and another brokerage as they were wanting as close to a 30-year loan term as possible. They had previously been advised their maximum loan term […]
Established Financially With Still Another 15 Years Left In Their Working Life
They were a middle-aged couple who are quite well established financially with still another 15 years left in their working life. They wanted to undertake a small subdivision (1 into 2) on their existing investment property, and then sell off the vacant land lot. They approached their current bank (one of the big 4) who […]
Self-funded Retirees Aged In Their Early 70’s
These were self-funded retirees aged in their early 70’s. They were looking to buy their own PPR on the Sunshine Coast, after selling their previous one, relocating from Brisbane, and renting for a period of time. Approached their own bank, who could not assist, and another mortgage broker who provided the same result as their […]
Young Couple Looking At Purchasing Their First Home
This was a young couple looking at purchasing their first home. They visited their own bank who couldn’t assist because of their limited savings and were then referred to us by existing clients. This young couple basically had very little idea of processes, what their borrowing capacity was, and if they qualified for any state […]
Disillusioned With A Major Bank
These were existing clients at a major bank who had been there for many years but were getting a little disillusioned. They approached their bank for some additional finance to purchase an investment property, and their bank said it would take at least two months before it could provide a decision. They sought assistance from […]