We believe there are many ways to achieve your desired outcomes and we’re here to connect you with the right broker to make life just a little bit easier for you!
Collectively our network of brokers boasts over 100 years’ experience in finance, across a range of services including bad credit loans, commercial lending, finance bridging, personal loans and self-employed loans just to name a few.
Historically, those struggling to get their loans approved through mainstream banks have had to jump through mostly impossible hurdles to get funding with endless paperwork, hassle, and often disappointment and stress. Now, there is a lot more choice with loads of non-bank lenders specialising in low doc loans – all vying for your business!
We believe in challenging the status quo, so we look at things differently to find brokers who can supply credible alternatives. Our dedicated team will always put your needs first and we are here for you in the long term.
If you don’t want the stress of trying to figure out another option or the hassle of speaking to yet another bank, then give us a go at Punters Finance. Our aim is to use our expertise to connect you with the right broker who can help you achieve your financial goals no matter how big they may seem – we strive to make the impossible possible.
At Punters Finance, we believe our values are what set us apart from the rest. We passionately value:
At Punters Finance we aim to keep you informed every step of the way.
So you have an idea, here is our rough step by step process from when mainstream banks have said NO to you, to when you finally reach a settlement date through Punters.
Your enquiry is received, you will receive a call or email within one business day, a few qualifying questions will be asked and an initial phone consultation is set up. From this call, the best avenue for moving forward will be determined, and which specialist would be the most suitable to assist you.
Introduction will be made to the appropriate broker team (and any other specialist required to help you reach your goal. From there the broker team will guide you through their on-boarding and assessment process.
Punters Finance will monitor the progression of your file with the broker team, ensuring 10/10 service, swift turnaround and consistent communication.
Punters Finance will be available along the way to answer any questions or queries relating to your transaction from start to settlement and beyond.
Your broker will complete an assessment and present this to you. This typically takes 3 to 5 days, depending on the complexity of your situation. Of course, at this stage, you can ask lots of questions and work through the options with your broker.
Your loan application will be lodged as soon as you are happy with the chosen option and give us the go-ahead!
You will then receive either a Conditional or a Formal approval depending on the lender. If it’s Conditional, we may need to provide more evidence or answer a few more questions to move to formal approval. The timeframes in this part of the process are ENTIRELY dependent on the lender and how busy they are.
Your loan documents will be issued, typically within 3 to 5 days.
Your loan documents will be distributed for you to sign and return.
Settlement will be booked accordingly. Congratulations – success!
Please note: THIS PROCESS IS VERY DEPENDENT ON WAIT TIMES IN THE FORMAL APPROVAL PART OF THE PROCESS AND DEPENDENT ON THE LENDER.