This was a young couple looking at purchasing their first home. They visited their own bank who couldn’t assist because of their limited savings and were then referred to us by existing clients. This young couple basically had very little idea of processes, what their borrowing capacity was, and if they qualified for any state or federal government grants. We fully assessed their situation, explained everything in fine detail, and discussed all the grants that they were eligible for which surprised them. This also helped them with their deposit requirement. They purchased vacant land, off-the-plan some 6 months ago, and are now ready to settle that land purchase and build their new home. They also managed to get a full waiver of mortgage insurance costs, with a 95% LVR loan.
They are very excited!!